How To Check GCash Cash In Limit

Welcome to the ultimate guide on how to check GCash Cash In limits! If you’ve ever wondered how to check your GCash Cash In limit and maximize your digital wallet’s potential, you’re in the right place. In this detailed walkthrough, we’ll navigate through the steps to ensure you have a clear understanding of your limits, empowering you to make seamless transactions and get the most out of your GCash experience. Let’s dive in and unravel the simplicity of checking your GCash Cash In limit.

What is the GCash Wallet Limit?

The wallet limit signifies the maximum amount of money allowable in your GCash wallet at any given moment. Basic accounts have a wallet limit of ₱50,000, while fully verified accounts enjoy a higher limit of ₱100,000. For fully verified users with linked accounts, the wallet limit extends to a maximum of ₱500,000.

It’s important to note that the GCash wallet limit is applied on a per-customer basis, not per wallet. This means that having multiple GCash accounts or wallets won’t multiply the wallet limit.

The wallet limit undergoes a monthly refresh, resetting to the full amount on the first day of each month. For instance, if you’re a fully verified user with a ₱60,000 balance, your remaining wallet limit for the month is ₱40,000. However, it will revert to ₱100,000 at the beginning of the next month.

What are Transaction Limits?

The transaction limit represents the highest cumulative amount you can conduct within a defined timeframe. GCash imposes limits on a daily, monthly, or yearly basis, contingent upon your account type or verification level (e.g., basic, fully verified).

Similar to the wallet limit, GCash transaction limits operate on a per-customer basis, not per wallet, and cannot be multiplied by owning two or more GCash accounts.

The monthly transaction limit undergoes a refresh every month, returning to the full amount on the first day of the month. For instance, if you’re a fully verified user with a ₱100,000 monthly incoming limit and have already cashed in ₱80,000, you can only receive a maximum of ₱20,000 for the rest of the month. On the next month, your incoming limit resets, allowing you to receive up to ₱100,000.

The daily transaction limit represents the maximum total amount you can transact in a single day. This limit resets on the following day.

Read also: GCash Cash In Cash Out Fee

Incoming Transaction Limits

The incoming transaction limit, also known as the cash-in limit, represents the maximum total amount you can receive within a month. Examples of incoming transactions include the following:

Receive money from other GCash accounts.
Transfer funds from various bank accounts (e.g., BDO, BPI, Metrobank, UnionBank, etc.).
Accept transfers from other digital wallets (e.g., PayMaya, Coins. ph, GrabPay, etc.).
Cash in over the counter through partners (e.g., Palawan Pawnshop, Tambunting, Bayad Center, 7-Eleven, etc.).
Withdraw funds via PayPal and Payoneer.

Limit details:

Basic accounts: ₱10,000 monthly incoming limit.
Fully verified users: ₱100,000 monthly incoming limit.
Fully verified users with linked accounts and enterprise users: Up to ₱500,000 per month.

Note: No daily incoming limits within GCash.

Outgoing Transaction Limits

The outgoing transaction limit represents the maximum total amount you can spend or transfer out in a day, month, or year within GCash. Here are examples of outgoing transactions:

Send money to another GCash wallet.
Conduct GCash Padala transfers.
Transfer to other mobile wallets (PayMaya, Coins. ph, GrabPay).
Perform transfers or withdrawals to bank accounts (e.g., BDO, BPI, UnionBank).
Cash-out via over-the-counter payment partners (e.g., Villarica, Tambunting, Puregold).
Engage in online shopping and in-store purchases.
Make online bill payments.
Purchase prepaid load.
GCash MasterCard ATM withdrawals.
Save money in GSave.
Invest money in GInvest.

For fully verified, fully verified with linked accounts and enterprise users, the daily outgoing limit is set at ₱100,000, with no monthly and yearly outgoing limits. Basic users have a monthly outgoing limit of ₱10,000 and a yearly outgoing limit of ₱100,000. Basic users cannot send money but can pay bills and buy loads.

Read also: How to Pay NBI Using GCash

Limits per GCash Profile

Regardless of how many accounts you have, your transaction limits remain consistent. GCash consolidates multiple accounts belonging to a single user into one wallet.

Your wallet and transaction limits are contingent on the specific wallet profile you possess. Here’s an overview of different profiles:

Basic:

Wallet Limit: PHP 10,000
Incoming Transaction Limit (Monthly): PHP 5,000
Outgoing Transaction Limit (Daily): None
Outgoing Transaction Limit (Monthly): PHP 5,000

GCash Jr (For users aged 7-17 years old):

Wallet Limit: PHP 50,000
Incoming Transaction Limit (Monthly): PHP 10,000
Outgoing Transaction Limit (Daily): PHP 10,000
Outgoing Transaction Limit (Monthly): PHP 10,000

Fully Verified:

Wallet Limit: PHP 100,000
Incoming Transaction Limit (Monthly): PHP 100,000
Outgoing Transaction Limit (Daily): PHP 100,000
Outgoing Transaction Limit (Monthly): None

GCash Plus (Has a linked bank account or investment):

Wallet Limit: PHP 500,000
Incoming Transaction Limit (Monthly): PHP 500,000
Outgoing Transaction Limit (Daily): PHP 100,000
Outgoing Transaction Limit (Monthly): None

GCash Platinum (Applicable to eligible Globe Platinum Subscribers):

Wallet Limit: PHP 1,000,000
Incoming Transaction Limit (Monthly): PHP 1,000,000
Outgoing Transaction Limit (Daily): PHP 500,000
Outgoing Transaction Limit (Monthly): PHP 1,000,000

To monitor your wallet and transaction limits, navigate to your GCash homepage, tap on “Profile,” and select “Profile Limits.

Increase your wallet and transaction limits

Only users with Philippine-issued SIM cards (e.g., Globe, Smart, etc.) are eligible to enhance their wallet limit.

You can elevate both your wallet and transaction limits by taking any of the following actions:

Fully verify your GCash Account.
Cash in and link to BPI, Unionbank, or Payoneer.
Open a GSave account and deposit at least PHP 100.
Open a GFunds account and invest at least PHP 100.

Upon completing any of the aforementioned tasks, your Wallet Profile will be upgraded to GCash Plus, granting you an increased wallet limit of PHP 500,000.

Note: If you’ve completed the steps and your limits haven’t increased, please allow a waiting period of 3 working days for the changes to take effect. If, after this time, your wallet and transaction limits have not been upgraded, kindly submit a ticket by clicking here.

Read also: GCash Cash-in Fee in 7-11

Conclusion

Congratulations, you’ve now mastered the art of managing your GCash Cash In limits! By following our step-by-step guide, you’ve gained the knowledge to effortlessly check and stay informed about your limits, ensuring a smooth and efficient digital wallet experience. Remember, understanding how to check GCash Cash In limit is the key to unlocking a world of convenient transactions and financial freedom. Stay in control, make the most of your digital wallet, and enjoy the limitless possibilities that GCash has to offer. Start maximizing your GCash Cash In capabilities today!

FAQs

What is the maximum GCash cash-in limit?

The maximum cash-in limit varies based on your account’s verification level. Completing the KYC process is essential for unlocking higher limits.

Are there any fees associated with increasing the limit?

GCash may have certain policies or fees related to increasing cash-in limits. Check the app or contact customer support for specific details.

How to check GCash Cash In limit?

To check your GCash Cash In the limit, simply open your GCash app, navigate to the “Cash In” section, and look for the limit details. You’ll find a comprehensive overview of your current limits and transaction history.

Are there any fees associated with checking my GCash cash-in limit?

Rest easy—checking your cash-in limit is a fee-free feature, ensuring a transparent and hassle-free experience.

Are there different limits for various verification levels on GCash?

Yes, GCash has different Cash limits based on your account verification level. Ensure your account is fully verified to enjoy higher transaction limits. Check the app’s verification section for details on how to complete the verification process.

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zain

Zain ul Abideen is a seasoned telecommunications professional with a comprehensive background in the Philippine telecom sector. Armed with a distinguished telecommunications degree, Zain has held pivotal leadership roles within esteemed telecom corporations. His adeptness in diverse domains including network administration, customer relationship management, and strategic orchestration has been pivotal in advancing innovation and operational efficiencies within the industry. Zain ul Abideen is widely respected for his collaborative disposition and resolute commitment to achieving unparalleled results, underscoring his influential stature in the realm of telecommunications.

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