How to Pay Home Credit via GCash

If you want an easy way to pay your home credit, you’re in the right spot! We’ll show you how to do it using GCash, which is like an app for your phone.

It’s super easy and safe. You can do it on your phone without any problem. Whether you’re good with tech stuff or starting to use digital money, paying your home credit with GCash is a breeze. So, let’s start this easy journey together to pay your home credit using GCash, step by step!

What is home credit?

Home Credit is a big company that helps people buy things even if they can’t pay for everything right away. They have a way of doing it called “Buy Now, Pay Later.” This means you can get what you want and pay for it in small amounts each month. It’s like breaking down the big payment into smaller, easier parts.

Home Credit also has some special deals where you don’t have to pay any extra money (0% interest) on certain things. They’re nice like that! Besides helping with purchases, Home Credit Payment also gives out cash loans.

But here’s the catch: home credit helps out people who have a steady income and a good history of paying back money on time. So, if you’re someone who gets money and is good at paying back what you owe, home credit might be a good choice for you.

Read this: How to Pasaload in Smart


When you buy something with home credit, it’s like saying you’ll pay it back over time. To make sure you pay on time, you can use your phone and an app called GCash. It’s as easy as a few taps on your phone screen. Here’s how you can do it step by step:

1. Launch GCash

First, open up the GCash app on your phone. If you don’t have it yet, go to the App Store (for iPhone) or Google Play Store (for Android) and get it from there.

How to Pay Home Credit via GCash

2. Pay Bills 

Now that you’re in the app, you’ll see the main GCash screen. Look for the “Pay Bills” option and tap on it. It’s like a place where you can take care of your payments.

How to Pay Home Credit via GCash

3. Select Billers

Next, when you tap on “Pay Biller,” a new screen will pop up. Here, you’ll see different types of things you can pay for. Look for the one that says “Loans” and click on it. It’s like picking the right section for paying back what you owe.

How to Pay Home Credit via GCash
How to Pay Home Credit via GCash

After that, the app will take you to the loan page. To find Home Credit, you can either type it in the search bar or scroll down until you see it. It’s like finding a friend’s name in your contacts.

4. Enter the details:

Now, to pay, you have to fill in some information in the payment form:

  1. Contract Number: Put in your 10-digit contract number. It’s like your special code.
  2. Mobile Number: Type in your GCash phone number or your SIM card number. Your phone digits.
  3. Amount: Say how much money you want to pay for your loan. Put in the exact amount.
  4. Email: If you want a confirmation email, add your email address here. It’s like making sure you get a message about it.
How to Pay Home Credit via GCash

Now, you have to do a couple more things:

  1. Tick the box that says you agree. It’s like saying, “Yes, I’m good with this.”
  2. Look over everything one more time to make sure it’s right. Double-checking is smart!
  3. Click the “Next” button when you’re sure. It’s like moving on to the next step.

Read this: How to Link PayPal to GCash


How can I pay my home credit loan using GCash?

Here’s how to pay your home credit loan using GCash:

  • Open the GCash app on your phone.
  • Pick “Bills” from the menu.
  • Find “Home Credit” and click on it.
  • Put in your home credit account number and how much you want to pay.
  • Check that everything’s right, then say “yes” to confirm.

Can I pay my home credit loan through GCash even if I’m not a GCash user?

Before you pay your home credit loan with GCash, you need to have GCash on your phone. If you don’t have it yet, go to the Google Play Store or Apple App Store, download GCash, and make an account.

Are there any alternative payment methods for Home Credit besides GCash?

Yes! Home Credit gives you different ways to pay, not with GCash. You can use online banking, go to a counter to pay, or use places they’ve teamed up with. To see all the ways you can pay, check out Home Credit’s website or give them a shout through customer service.

Can I pay my home credit loan through GCash if I’m outside the Philippines?

Yes! You can pay your home credit loan with GCash, even if you’re not in the Philippines. Keep your GCash account active and make sure you’re connected to the internet. It’s like paying from anywhere in the world.

Can I use GCash to pay my home credit even if I don’t have a bank account?

You don’t need a bank account to use GCash. You can put money in your GCash wallet in different ways, like by going to a store or using their partners. No bank is needed!

Read this: How To Convert Globe Load To GCash


Paying your home credit with GCash is super handy and safe. Follow the easy steps in this guide, and you’ll keep everything in check. Give it a try and enjoy the perks of using GCash for your money stuff in the digital world!

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